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Reverse Mortgages

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USE THE EQUITY IN YOUR HOME TO HELP SECURE A MORE COMFORTABLE FUTURE!

A Reverse Mortgage can help you receive a lump sum payment along with monthly income to help you live a better lifestyle and help with monthly commitments. Please contact us and setup a free consultation so that we can show you what benefits you can receive with a reverse mortgage.



WHAT IS A REVERSE MORTGAGE?

A reverse mortgage is a loan type that is available to homeowners who are 62 years or older. It allows them to convert the equity in their home into one of the following or a combination of the three:
-A lump sum payment - Monthly income - Line of credit

The product helps people that want to tap into the equity in their homes and use the money as they want to use it. This loan is called a reverse mortgage because it is the opposite of a traditional mortgage. Instead of making monthly payments to a lender, the lender makes payments to you as the borrower. You are not required to pay back the loan until the home is sold. As long as you live in the home, you are not required to make any monthly payments towards the loan balance, but you must remain current on your property taxes, homeowners association dues and insurance.



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